

#Westpac home loan calc Offline#
Flexibility of application process – online or offline with branch access.Give detailed information about assets and liabilities.Give detailed information about expenses.Be an Australian citizen or eligible permanent resident.

To apply for a Westpac home loan, you will need to: In March 2020 it reduced its variable interest rates, and in November 2020 it reduced fixed interest rates. Westpac responded to recent RBA rate cuts by reducing its home loan interest rates. Interest rate discounts for eligible investors who pay 12 months interest in advance on fixed rate loans.Fixed rate, variable rate and split loans and a line of credit available.$30,000 extra repayment limit during fixed term.Repayment won’t change during fixed term.Fee discount or waiver on other Westpac products (e.g.Option for a fixed interest portion (split loan).A 100% offset account and competitive interest rates.Westpac’s Rocket Repay home loans and investment loans are full-featured home loans when combined with the Premier Advantage Package. Cashback incentive offered to successful refinance loan applicants from time to time.

#Westpac home loan calc full#
Westpac still has a full choice of loans for self-employed people. Some loans come with high or 100% offset accounts.įormerly, preferred groups of low-risk professional borrowers, like lawyers, accountants, sports professionals and others would get special terms including LMI waivers on home loans and investment loans, but this preferential treatment has recently been restricted to medical professionals only. All loans come with redraw with no fees, unlimited or high extra repayments, flexible repayment terms and periodic market leading interest rates. Westpac home loan products cover the range from 'no frills' basic home loans to packaged premium offerings. Westpac has a range of fixed and variable home loans, split loans and construction loans for first home buyers, second homes and property investors. Founded in 1817 as the Bank of New South Wales, Westpac is one of Australia’s Big Four banks.
